21 June 2009

Now is the Time for Investment.

If your one of the many Americans that have steady employment and a few dollars in the back this is your time to blossom. The majority of people in this country are employed, and will remain employed, well into the great financial turn-around. The news services foretell collapse but what is being reported effects a small minority of the workforce. I'm not saying 'so what' to them, it is a bad situation for these people and hopefully they will start to see daylight very soon and obtain new employment. We don't want to see our neighbors struggle just like you wouldn't want them to see you struggle. This post I'm writing will address those of you who can make investments into things you've wanted but thought you couldn't, or shouldn't, spend the money on. Right now is the time to spend a little to get a lot. All the financial indicators are with you right now but probably will disappear in the near future as companies retool themselves and develop new business models for creating profitable businesses again.

Big and not so big ticket items are where it's at for shoppers today. Maybe your looking for a new car (Domestic deals are fabulous right now but won't be forever), car companies are over-stocked with inventory they need to move NOW. Electronics are up there on peoples' wish lists and the time is also right for them as well. So many people have held off on getting a big screen or a plasma set that they are also getting dusty and must be moved out to make room for the new sets on their way in. The last category caught me by surprise, but it shouldn't have, and that's jewelry. I know jewelers are always on television and I never give them a second glance but the Internet has been buzzing too! That, I thought, was very unusual and I've always been a bit suspicious about buying jewelry unseen but there is a motive driving these sales - cost! The cost of diamonds, for one, has never been this low that I can remember. MSN.com just wrote some articles recently on the greater buying power consumers have with items like cars, electronics, and yes, jewelry!

What are the major driving forces behind many, many jewelry purchases? Engagements and weddings. I surfed on several, more than several, websites just on the pretense of shopping for a ladies diamond engagement ring to see what kind of deal I could get. No, I'm already married, that's why it was a pretense! I was surprised to see some outstanding deals that were available. Let me say one other thing about online shopping versus store shopping. The online store has much lower operating costs so they are in a better position to offer better margins on their merchandise. You know, no rent, salaries, insurance, property taxes, sick days, etc. I'd like to give you a random sampling of some of my finds and you can judge for yourself. When it came to rings I had the greatest success. A womans gold band with 3 diamonds was less than half the retail price and a 5 diamond gold anniversary ring was even less.

The link I placed above is to one of the several sites I checked out but has something more for guys, sorry ladies. When in doubt as to what would be appropriate for your woman they have a Tips for Guys section that can ease your anxiety of what to get with very helpful information.

My next post will hopefully provide some electronics purchasing advice. The cars? I don't know, I wasn't a big fan of most domestic automobiles because the foreign cars offered so much more, but I'll always love my former Olds 442 and Delta 88 (those were cars that ran) with their iron engines and road grabbing speed. Enough of that or I won't have anything else to write about. The electronics post I'll be doing will hopefully offer some specifics about Toshiba's laser TV sets (I want one bad), light weight fiber optic display and thin!

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