My Car Insurance is Increasing Faster than My Income.

Recently my auto insurance carrier who I shall not mention (Nationwide) removed all their auto insurance customers to another company but retained the ownership of the policies. This is what started my days of confusion. I called my agent to see what happened and she told me that the company that now handles my policy IS Nationwide but is called something else and I didn't need to get a new insurance quote, nothing would be changing - yet. My premiums are something else as well. Let me clarify one thing up front before you get the wrong idea. I'm not a bad, or even a not so good, driver. In fact I'm the original owner of my 1997 car and I have over 174k on it, all mine. I have full coverage on this, and my wifes, car for which I'll never see most of the premium money ever again, even if the car got stolen or totaled. Why you ask? Simple, I own a home and if something strange or bizarre ever happened I have the extra coverage to hopefully save the roof over our heads. Umbrella coverage is a good option you say? Ever get a quote on Umbrella coverage? It's pretty hefty. I live in a No Fault state and even dropping the additional coverage won't amount to a hill of beans on the rates. Maybe I can get a new discount somehow. I'll have to look into that and maybe add some new safety item to the cars.